Initiative

Girls need to be educated on access to finance, particularly those in rural areas.



Women are better suited for baby-making than money-making” is a phrase the average African girl has heard one too many times. It is based on no scientific evidence, a pure myth, and yet keeps driving the decisions of many families, in the past and at present. Girls and women continue to battle these pervasive views and beliefs that limit their potential and opportunities and some of these include the belief that investing in women/girls is a waste of time; in actual fact, investing in closing the gender gap will increase GDP globally. Up to $28 trillion or 26% increase will be seen in the global annual GDP by 2025 according to a recent McKinsey Global Institute report.


Culturally, domestic chores are the basic responsibility of the female children, because of the notion that girls have been endowed with the special ability to do it. Girls are basically prototype mothers whose major responsibilities in life are to take care of their husbands and children even to the detriment of their own personal ambitions, dreams, and happiness. Empowerment, therefore, is only advisable when it can assist them in becoming responsible housekeepers. As such, female children are made to believe that they are objects of male dominance whose education must end in the household domestic affairs since they are less competent at any other thing that men and boys do.

The effects of conversations that girls are exposed to from an early age

The effect of girls being exposed to the above conversations is that they begin to see themselves as inferior to boys and many deliberately lower their ambitions so as not to be seen as competitors to men. Girls end up believing that an educated and empowered woman will dominate her husband. This belief that educated and empowered girls will look down on men negatively impacts girls’ empowerment and serves as an impediment from pursuing their goals.


Psychologically, these conversations have lifelong effects on girls. It affects their life outcomes because they tend to deliberately stick to the limits that have been placed on them leading to lower earnings, abandoned dreams, and goals and lower life satisfaction. The social impact often involves low self-esteem due to being unable to fully participate in society, their own personal decision-making, personal empowerment, and community engagement. At the end of the day, without exposure to empowering conversations from an early age, girls do not have the opportunity to fully participate in a democratic society and this affects their overall health and wellbeing and often has a lasting multigenerational impact.

The effects of conversations that girls are exposed to from an early age

The effect of girls being exposed to the above conversations is that they begin to see themselves as inferior to boys and many deliberately lower their ambitions so as not to be seen as competitors to men. Girls end up believing that an educated and empowered woman will dominate her husband. This belief that educated and empowered girls will look down on men negatively impacts girls’ empowerment and serves as an impediment from pursuing their goals.

Psychologically, these conversations have lifelong effects on girls. It affects their life outcomes because they tend to deliberately stick to the limits that have been placed on them leading to lower earnings, abandoned dreams, and goals and lower life satisfaction. The social impact often involves low self-esteem due to being unable to fully participate in society, their own personal decision-making, personal empowerment, and community engagement. At the end of the day, without exposure to empowering conversations from an early age, girls do not have the opportunity to fully participate in a democratic society and this affects their overall health and wellbeing and often has a lasting multigenerational impact.

Empowering conversations that should girls to be exposed to:

Entrepreneurial conversations

Girls need to be educated on access to finance, particularly those in rural areas. Access to finance is a real challenge for many African women and is a way for them to achieve their entrepreneurial goals. The conversation has to go towards telling them the kinds of businesses they can do to help themselves. Just like education, access to finance and ensuring entrepreneurship has a ripple effect. It means access to self-sufficiency, dignity, and security. The benefit extends to the community and generations to come. Studies from the World Bank show that when a mother has a source of income, the chances of her child surviving go up by up to 20% in Brazil. In Kenya also, a child will grow up to 17% taller when mothers invest more of their income in health and nutrition. These are things girls need to be told from an early age.

Confidence-building conversations

It is important to talk to girls about building their self-esteem and confidence and how to rise above outside influences such as media influence and peer pressure as well as pressure from family. Self-esteem is built up over time and it goes hand in hand with confidence. It is made up of thoughts, opinions, and feelings a girl has about herself and as such, it can change based on the way a girl thinks. It is important not to think negatively about one’s self regardless of circumstances because changing the way you think about yourself changes the way you feel about yourself.


To build confidence, girls have to be taught to focus on what goes well for them and not on their problems and also aim for effort and not necessarily perfection. Any mistake made is a learning opportunity. Also, girls need to try new things and give themselves credit for trying. Conversations they are exposed to need to remind them to change thoughts that make them feel inferior by not comparing themselves to others; focusing on what they do well and cheer others for their success because everyone excels at different things; recognize what can be changed and what cannot especially when it comes to flaws. Things like height, complexion, and family background cannot be changed. If it is something that can be changed, then they need to start immediately. It is important to tell them to set goals, make plans, and keep track of progress.

Career and passion driven conversations

Girls need to be exposed to conversations that let them understand that a workforce that is healthier increases prosperity across nations and a more productive economy. To achieve this, a girl needs to be empowered adequately to advocate for herself and make the decisions that affect her own life and future by herself. When a girl focuses on building a career and facing her passion no matter what that is, the potential of building a happier home is higher and this ultimately contributes to peaceful neighbourhoods despite higher economic pressures in urban centres especially. Her satisfaction with her life will also increase which will affect all members of her household, including her own daughters positively.


First Story
Stronger Together
Log On. Rise Up.
Shout Your Vision
Like this story?
Join World Pulse now to read more inspiring stories and connect with women speaking out across the globe!
Leave a supportive comment to encourage this author
Tell your own story
Explore more stories on topics you care about